A Constace. Allia
204 Fifth Avenue, Bradley Beach, NJ 07720 732-775-7732 (H) 732-749-5212 (M) aconnie5212@gmail.com
Non-Sm...
Instrumental insettingupaprocedure to order and review appraisal andenvironmental reportsto
ensure collateral wasappropria...
of 2

Port mgr 2015new

Published on: Mar 4, 2016
Source: www.slideshare.net


Transcripts - Port mgr 2015new

  • 1. A Constace. Allia 204 Fifth Avenue, Bradley Beach, NJ 07720 732-775-7732 (H) 732-749-5212 (M) aconnie5212@gmail.com Non-Smoker Summary of Skills ProficientinMicrosoftOffice andpossessstrongcomputerskills FamiliaritywithBankingsoftware suchasMerlin,LaserPro,Fiserv, BankLine ,Cash Insight software foranalysis. Special talentforanalyzingsituationsandresolvingproblems Excellentteamworkerandfunctionswell underpressure Detail Oriented ProjectManagementskills LicensedNotaryPublicandCertifiedNotarySigningAgent Acquired Proficiencies Portfolio Manager Quarterly review of client’s portfolio to ensure borrower’s adherence to covenants and bank guidelines. Interacted with clients to determine reasons for past due accounts and to assist themwith solutions in terms of refinancing or restructuring loans. Met with senior management and lenders to discuss findings and arrive at solutions for delinquent loans. Assisted other team members by holding brainstorming sessions for difficult loans. Initiated meetings with clients and prospects along with Credit Officer to evaluate the best loan for their business and cross sell bank products. Met with senior lending officer on loan modifications and recommended upgrading or downgrading loans. Periodic review of customer collateral to ensure quality by visiting place of business. Processed renewals ,modifications and consumer loans. Group Leader for the Closing Department Ensured documentation was correct and interfaced with outside vendors to complete the closing in a timely manner. Responsible for building team structure and maintaining department integrity. Credit Analysis: acquired knowledgethroughfinancial coursesincollege, RMA,financial statement analysis,andinternal BankClasses infinancial analysis Determinedandobtainedrequiredfinancial informationneededforloanconsiderationandapproval CreditAnalysisperformedbyreviewingfinancial statementsof businessentitiesandindividualsandloan approval . Ascertainedcreditworthinessof borrowersafterreceivingfinancialsfromcustomerand/or prospects.
  • 2. Instrumental insettingupaprocedure to order and review appraisal andenvironmental reportsto ensure collateral wasappropriate forloanrequestedamount. Actedas a liaisonbetweenthirdpartyconsultantsandlendingofficerstomanage feesandturnaround times. Assigned creditrisk ratingsbyusingbank’sratingsystembasedonqualityof borrower. Setup systemforbankdepartmenttoevaluate potential borrowersbyresearchingcompaniesand industriesonline. Pre-close andpostclose review of documentationtoensure correctnessof documentation. Group Leaderfor closingdepartment. Work History Brunswick Bank and Trust 2013-Present Senior Credit Analyst Contract Position The Connolly Agency Bradley Beach, NJ 2012-Present Realtor Associate - Selling homes in Monmouth and Ocean Counties Northfield Bank Avenel, NJ 2011-2013 Portfolio Manager Contract Position First State Bank Cranford, NJ 2008-2011 Portfolio Manager/Credit Analyst Closed by FDIC Bank of America Glen Rock, NJ 2006-2008 Credit Support Associate Laid Off due to, then, beginning of the financial crisis Independence Community Bank/Sovereign Bank/Santander Bank Short Hills .NJ 2003-2006 Credit Analyst Department closed when Sovereign Bank merged with Independence Community Bank Education College of New Jersey Ewing, NJ BS in Business Administration American School of Business Fairfield, NJ Appraisal Trainee Certification Mercer County Community College East Windsor NJ Computer Science Associate Degree Keywords: credit, collections portfolio, manager decision-making, time management, priority, coordinates, credit risk, detail oriented appraisal and environmental, compliance, cash flow, customer service, criticized assets

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