Equal Opportunity Cultural Diversity “ REALTORS And Opportunity - Housing For People With Disabilities” -David Layne Pres...
Think Bigger! <ul><li>www.csh.org </li></ul>
www.coilcdc.org <ul><li>Center on Independent Living Community Development Corporation – Accessible Housing </li></ul>
Emerging Market <ul><li>More Inclusive / Fair Housing </li></ul><ul><li>Good Business / Income Opportunities </li></ul><ul...
Income Opportunity <ul><li>Group Homes </li></ul><ul><li>Independent Living </li></ul><ul><li>Multi-Family </li></ul><ul><...
Down Payment Assistance <ul><li>Federal Home Loan Banks </li></ul><ul><li>$13,500 (D.P. & Closing Costs) </li></ul><ul><li...
Federal HOME Funds <ul><li>Distributed through qualifying States, Counties & Cities </li></ul><ul><li>Example- Oakland Cou...
Rental Assistance <ul><li>McKinney Vento Funds </li></ul><ul><li>Severe or persistant mental illness or developmental disa...
Fannie Mae – Home Choice <ul><li>Pre-purchase counceling </li></ul><ul><li>Special underwriting flexibilities (LTV, income...
Attorney’s Specializing in Disabilities Issues, Housing <ul><li>Housing Trusts </li></ul><ul><li>Pooled Housing Trusts </l...
www.HOMESCoalition.org <ul><li>Realtors, Lenders, Affiliates ALL coming together to help make a Community Impact- a diff...
Banquets <ul><li>Official “Super Bowl XL Event” Feb 2006’ </li></ul>
Team Up With Non-Profit Housing Companies <ul><li>Example …. www.communityhousingnetwork.org </li></ul>
Types of Developments <ul><li>Group Homes </li></ul><ul><li>Independent settings- condos / duplexes </li></ul><ul><li>HUD ...
Importance of Realtors <ul><li>“Realtors are the educated voice in our Community who can help guide Public Policy in suppo...
State Housing Agencies <ul><li>www.michigan.gov/mshda </li></ul>
State Housing Authorities <ul><li>Often Distribute Federal “Home Fund” Grants (can be County’s & City’s too) </li></ul><ul...
Michigan’s Annual Affordable Housing Conference <ul><li>1400 attendees from ALL over the country </li></ul><ul><li>www.h...
“ Digging Up” Your Local Activity <ul><li>Ask families and organizations dealing with “ Disability Issues” if they know o...
“ Digging Up” Your Local Activity <ul><li>6. Google – local organizations involved with disability issues- ask them for ho...
Become A Specialist <ul><li>Put on your web site, in your marketing materials- that “ You assist families dealing with dis...
 
Coldwell Banker David Steven Company- David S Toyama, Pres. <ul><li>Together with his wife Adriana, also a licensed agen...
<ul><li>RESOURCES </li></ul>
Realtors
www.virtualcil.net/cils/ <ul><li>Directory Of Independent Living Centers By State </li></ul>
www.bazelon.org <ul><li>What “Fair Housing” means for people with disabilities. </li></ul>
www.pva.org <ul><li>Disabilities Rights </li></ul><ul><li>Fair Housing </li></ul><ul><li>Accessible Design </li></ul>
http://www.hud.gov/offices/fheo/disabilities/index.cfm <ul><li>Information for: </li></ul><ul><li>People with Disabilitie...
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Nar Equal Opportunity 05 08

National Association of Realtors Presentation
Published on: Mar 3, 2016
Source: www.slideshare.net


Transcripts - Nar Equal Opportunity 05 08

  • 1. Equal Opportunity Cultural Diversity “ REALTORS And Opportunity - Housing For People With Disabilities” -David Layne Presented at National Association of Realtors (NAR) Washington DC- May ’08
  • 2. Think Bigger! <ul><li>www.csh.org </li></ul>
  • 3. www.coilcdc.org <ul><li>Center on Independent Living Community Development Corporation – Accessible Housing </li></ul>
  • 4. Emerging Market <ul><li>More Inclusive / Fair Housing </li></ul><ul><li>Good Business / Income Opportunities </li></ul><ul><li>Help Meet The “Community Needs” </li></ul><ul><li>Help Make A Community Impact </li></ul>
  • 5. Income Opportunity <ul><li>Group Homes </li></ul><ul><li>Independent Living </li></ul><ul><li>Multi-Family </li></ul><ul><li>Land Aquisition </li></ul>
  • 6. Down Payment Assistance <ul><li>Federal Home Loan Banks </li></ul><ul><li>$13,500 (D.P. & Closing Costs) </li></ul><ul><li>Get primary mortgage through member bank or USRDA </li></ul><ul><li>USRDA – longer term 33-38 yrs, can subsidize as low as 1% </li></ul><ul><li>FHLB Grant – forgiven after 5 years </li></ul>
  • 7. Federal HOME Funds <ul><li>Distributed through qualifying States, Counties & Cities </li></ul><ul><li>Example- Oakland County 75% Mortgage, 25% Interest Free Loan (no payments until sell, death, foreclosure etc.) </li></ul>
  • 8. Rental Assistance <ul><li>McKinney Vento Funds </li></ul><ul><li>Severe or persistant mental illness or developmental disabilities </li></ul><ul><li>To fight against “Homelessness” </li></ul><ul><li>They pay 30% of adjusted gross income </li></ul><ul><li>Non-Profit Housing Co- subsidizes rest up to FMR (Example- CHN helped approx-250, 150 current- approx 25% Realtors?) </li></ul>
  • 9. Fannie Mae – Home Choice <ul><li>Pre-purchase counceling </li></ul><ul><li>Special underwriting flexibilities (LTV, income ratios, credit, DP sources) </li></ul><ul><li>www.homechoices.org </li></ul><ul><li>California group…. specializes </li></ul>
  • 10. Attorney’s Specializing in Disabilities Issues, Housing <ul><li>Housing Trusts </li></ul><ul><li>Pooled Housing Trusts </li></ul>
  • 11. www.HOMESCoalition.org <ul><li>Realtors, Lenders, Affiliates ALL coming together to help make a Community Impact- a difference in the lives of people with disabilities. </li></ul>
  • 12. Banquets <ul><li>Official “Super Bowl XL Event” Feb 2006’ </li></ul>
  • 13. Team Up With Non-Profit Housing Companies <ul><li>Example …. www.communityhousingnetwork.org </li></ul>
  • 14. Types of Developments <ul><li>Group Homes </li></ul><ul><li>Independent settings- condos / duplexes </li></ul><ul><li>HUD 811- up to 14 units (scattered sites) </li></ul><ul><li>CSH Multi-Family: Apartments, High Rises </li></ul><ul><li>Example- “Independent Choice”, bring together Realtors, Non-Profit Housing Co, County & State (including Federal Funds) </li></ul>
  • 15. Importance of Realtors <ul><li>“Realtors are the educated voice in our Community who can help guide Public Policy in support of Affordable Housing. Affordable Housing benefits everybody.” </li></ul><ul><li>- Marc Craig </li></ul><ul><li> President Community Housing Network Inc. (Troy, Michigan) </li></ul>
  • 16. State Housing Agencies <ul><li>www.michigan.gov/mshda </li></ul>
  • 17. State Housing Authorities <ul><li>Often Distribute Federal “Home Fund” Grants (can be County’s & City’s too) </li></ul><ul><li>Design “Qualified Allocation Plans” to distribute Treasury Dept. “Tax Credits” – major source of Affordable Housing Development in America (point system?) </li></ul><ul><li>Can have special funds & programs for “special needs” housing </li></ul>
  • 18. Michigan’s Annual Affordable Housing Conference <ul><li>1400 attendees from ALL over the country </li></ul><ul><li>www.housingconference.org </li></ul><ul><li>Michigan Community Development & Affordable Housing Fund </li></ul>
  • 19. “ Digging Up” Your Local Activity <ul><li>Ask families and organizations dealing with “ Disability Issues” if they know of a local Disability Housing Provider? </li></ul><ul><li>State & County Community Mental Health Departments </li></ul><ul><li>State Housing Authority </li></ul><ul><li>Regional FHLB </li></ul><ul><li>Google… local Fannie Mae lenders </li></ul>
  • 20. “ Digging Up” Your Local Activity <ul><li>6. Google – local organizations involved with disability issues- ask them for housing contacts & resources (check local Autism programs, Cerebral Palsy, ARC, Easter Seals etc…) </li></ul><ul><li>7. Ask me for help! </li></ul><ul><li>[email_address] </li></ul><ul><li>Cell= (248)770-1950 </li></ul>
  • 21. Become A Specialist <ul><li>Put on your web site, in your marketing materials- that “ You assist families dealing with disability issues”. </li></ul><ul><li>Add Disability Issues organizations, and contacts to your client database. </li></ul><ul><li>Give some of the better, most helpful organizations –exposure on your web page & in your marketing materials. </li></ul>
  • 23. Coldwell Banker David Steven Company- David S Toyama, Pres. <ul><li>Together with his wife Adriana, also a licensed agent, they have built premiere boutique offices in Northeast Los Angeles; Eagle Rock  and Azusa California. They have received numerous awards like The Coldwell Banker Premier Office Designation.  </li></ul><ul><li>Most recently in 2006, they received the Diversity Award out of more than 4,000 offices internationally. For diligently and creatively fostering an inclusive environment that has supported diverse minority markets. </li></ul><ul><li>www.homenloan.com </li></ul><ul><li>Disability housing tab… and a specialist -Denise Barnes </li></ul>
  • 24. <ul><li>RESOURCES </li></ul>
  • 25. Realtors
  • 26. www.virtualcil.net/cils/ <ul><li>Directory Of Independent Living Centers By State </li></ul>
  • 27. www.bazelon.org <ul><li>What “Fair Housing” means for people with disabilities. </li></ul>
  • 28. www.pva.org <ul><li>Disabilities Rights </li></ul><ul><li>Fair Housing </li></ul><ul><li>Accessible Design </li></ul>
  • 29. http://www.hud.gov/offices/fheo/disabilities/index.cfm <ul><li>Information for: </li></ul><ul><li>People with Disabilities   </li></ul><ul><li>Housing Providers   </li></ul><ul><li>Building & Design Professionals </li></ul>

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