1
TITRE
2
Private Label – IS21
•Magstripe only
•VISA or MASTERCARD PVL
programs
Close loop online– IS22
•Contact or contacless (NF...
A dedicated product range of PVC cards embedding a
magstripe which is encoded in accordance to the elected
private label s...
IS22 is a contact or contacless smartcard which embeds a
chip with minimum footprint to support small amount
transactions....
IS23 is a microcontroller based smartcard product range
dedicated to close loop payment applications which requires
offlin...
IS24 is a smartcard platform which embeds EMV CPA chips.
IS24 is an implementation of the EMV CPA specification
issued by ...
7
ISPAY FEATURES
8
EXTRA FEATURES & OPTIONS
•Selective varnish
•Metallic effect
•Pearlish effect
•Volume effect
•Soft Touch (on paper)
•Sig...
EXTRA SERVICES
9
PACKAGING MAILING FULFILLMENT
ISRA could place your card into
attractive and personalized
packaging, turn...
CONTACT US
10
isra@isra.fr
Tél.: 33 (0) 4 75 02 60 43
Fax: 33 (0) 4 75 72 18 90
B.P 47 – 26101 ROMANS Cedex – FRANCE
Z.A L...
of 10

Prez ispay 2014_us

ok ok
Published on: Mar 4, 2016
Published in: Healthcare      
Source: www.slideshare.net


Transcripts - Prez ispay 2014_us

  • 1. 1 TITRE
  • 2. 2 Private Label – IS21 •Magstripe only •VISA or MASTERCARD PVL programs Close loop online– IS22 •Contact or contacless (NFC) •Small transactions •Basic set of securities Close loop offline– IS23 •Contact, contactless or Dual Interface •ISO7816-4 operating system •Flash based (up to 80KB) EMV CPA– IS24 •Contact only •CCEAL4+ / EMVCo certified •DDA or SDA ISPAY
  • 3. A dedicated product range of PVC cards embedding a magstripe which is encoded in accordance to the elected private label scheme. Private Label card programs are very easy to implement and accept – indeed any organization that already accepts branded cards can automatically accept a Private Label card, with no need for any systems changes and no additional infrastructure or implementation costs. • Application: close loop / prepaid with a large panel of acceptance • Scheme selection: issuer should declare ISRA to scheme certification authority • no scheme logo on the card •The main benefits of a private label product are •Utilizes existing POS systems and infrastructure •Significantly reducing investment cost compared to point to point solutions •Ensure faster program implementations •High end to end reliability tested to handle large transaction volumes •Programs can be often more easily expanded into new countries or to include new merchants as their are less technology implications ISPAY IS21 PVL CARD Ref: IS21PV0104NN8000MS 3
  • 4. IS22 is a contact or contacless smartcard which embeds a chip with minimum footprint to support small amount transactions. A minimum set of security features is also available to manage backup balance for offline models. IS22 card is ideal solution for online only schemes which requires to authenticate the cardholder. A specific range of products are dedicated to NFC POS based models. • Application: any close loop & online applications • Chip: memory with small amount of memory (64b to 4KB) • Interface: contact or contactless • NFC compliance: on demand. Combination of NFC forum approved type of chip + dedicated antenna •Security: depends on platform selection but basic set of features are available (anti tearing, anti cloning, mutual authentication) •Cryptography: 3DES or AES (depends on platform selection) ISPAY IS22 Close loop online Ref: IS21PV0104CL8003 4
  • 5. IS23 is a microcontroller based smartcard product range dedicated to close loop payment applications which requires offline capabilities as well as strong authentication mechanisms (Secure Messaging, PIN, …). It perfectly protects high amount payment transactions as well as balance storage. Using latest flash memory technology, the native ISO7816 operating system could be easily upgraded and updated •Fully ISO 7816 compliant • Communication Protocols: • Contact T=0,T=1 • Contactless 14443 Type A & Type B (up to 848 Kbps) • UID: Random (4 bytes) or Fix (7 bytes in Type A, 4 bytes in Type B) • Transport Key • Multi-Application: Independent DF at MF level • EF: Transparent, Record or Purse • Very powerful Access Condition Mechanism • MSE key Management • Anti-Tearing System • Transaction Protection System: Data coherence across several commands • Detection of Fraudulent chips: Unique key that can never be changed and which allows an internal authentication •DF types : ISO, ICAO, ITSO, NFC, EMV ISPAY IS23 Close loop offline payment Ref: IS21PV0104CL8002 5
  • 6. IS24 is a smartcard platform which embeds EMV CPA chips. IS24 is an implementation of the EMV CPA specification issued by EMVCo based on native operating system. Designed to meet all the needs of issuers. CPA products are tailored for national domestic banking programs. •EMV CPS •SDA / DDA •high level of security : Countermeasures against « passive » and « active » attacks EMVCo approval •optimal efficiency with minimal resources : 8 bit chips of latest generation SDA with 4K EEPROM DDA with 8K EEPROM •features: EMV CPA 1.0 EMV CPS 1.1 T=0 Add-on : ISO 7816-4 file system ISPAY IS24 EMV Cards Ref: IS21PV0104CT8000 6
  • 7. 7 ISPAY FEATURES
  • 8. 8 EXTRA FEATURES & OPTIONS •Selective varnish •Metallic effect •Pearlish effect •Volume effect •Soft Touch (on paper) •Signature Panel •Thin or large • Colored • Printed over with text •Hologram (hot stamping) • Thermic layer • Rewritable layer Silk Screen Magstripe Features Perso: Digital / Laser / D2T2 / DOD HD color •Text •Serial Number •Photo •Security features: AICODE© •QRCode or QR+ (color) •Magstripe encoding •Chip personalization (NDEF, KMS, applet loading, OS loading, …)
  • 9. EXTRA SERVICES 9 PACKAGING MAILING FULFILLMENT ISRA could place your card into attractive and personalized packaging, turning it into an unique object. Packaging could also include goodies, flyers … ISRA could attach your card to a printed and personalized letter folded in a personalized envelop. Envelop could include leaflet, flyers … ISRA could adress shipments directly to your customers. Our equipments support massive campaigns as well as continuous flow
  • 10. CONTACT US 10 isra@isra.fr Tél.: 33 (0) 4 75 02 60 43 Fax: 33 (0) 4 75 72 18 90 B.P 47 – 26101 ROMANS Cedex – FRANCE Z.A Les Revols – 26540 Mours St-Eusèbe

Related Documents