King financial repair process explained
90 Day Money Back Warranty- You will have repairs or deletions or full refund. We work on every item every time Certified Credit Expert- Published Author "Help me Fix my Credit Scores"
Published on: Mar 3, 2016
Transcripts - King financial repair process explained
Look and See How I can help
Available for seminars, presentation, sales meetings
Published Author - Certified Credit Expert
Top 11 ways we are different than other Credit Repair Companies-
Avoid the National Companies... Read below to see why..
King Financial Repair- Louisville Local and not affiliated with a National Company
1-Completely Transparent- to our customers and Referral Partners- You can be updated as little or as
much as you would like
2-Julia King- Owner is a Certified Credit Expert
3-If a client does not have positive changes in the first 90 days then full refund of 100% of the fees paid
into the program refunded
4-Published Author - Help Me Fix my credit Scores What the credit Bureaus Don't Want you to know
5-We will make sure that you go back to the person that referred you to us.
6-We not only work on the Credit but we educate our customers and referral partners on credit issues
7- If a client does not need Credit Repair and only needs to get accounts added- Rental History or Credit
Cards we work with them free of charge
8-We provide with our 299 enrollment package a detailed credit audit mailed to the client after their
first round of investigations. If a client needs to go at a lower entry point King Financial Repair has
Enrollment starting as low as $197.
9-We do not dispute accounts- We use investigations and the numerous laws to permanently and legally
10-I am available to co-host home buyer seminars, sales meetings, and Credit Education Classes free of
11- Discounted 6 month program Enrollment and 6 monthly payments of $147 or $75 per item per
bureau if cancel the contract early.
Louisville’s Only Certified Credit Expert
My Process Explained in Detail
Best way to contact me
Don’t Take My Word For It...
53 VERIFIABLE REVIEWS
Link to Website and Verified
Stock Yards Bank
Credit During the “Crunch”
How to Thrive while others are trying to Survive!
Bad Things Happen to good people
March 24, 2006
Some Examples are..
The “When” Department
What Makes up this Magical Number
Different Scoring Models
• Fico 9 -Stops the medical collection affect after 2
• 58 Different Score Cards
• Transunion, Equifax, Experian, Vantage Scores
• Different Scorecards
– Credit Card
1. Past Delinquencies…
2. Revolving Debt Ratio…
King Financial Repair Requires all Clients to Obtain one Credit Card
Or Work towards below 30% Utilization
3. Average Age of Credit File…
4. Mix of Credit …
Credit Score Components
1. Past Delinquencies
2. Debt Ratio
3. Average Age of File
4. Mix of Credit
1 - 35%
2 - 30%
3 - 15%
4 - 10%
5 - 10%
Fair Credit Reporting Act 405- Or it legally and permanently has to be removed!
"The credit bureaus are
"Checking my own credit
report harms my credit score"
“My Lender can use the
credit report I obtained
from Annual Credit
“Your income makes a
difference in your credit score”
“FICO scores are locked in for
six months, and that they
change every six months”
“Too many accounts will hurt,
therefore you must close
“Paying off an old collection
or charge off will increase your
No! You can change the date of last activity! Making it look newer and
hurting the credit score!
"As long as you pay off your
credit card balances, your
score will go up"
Credit Card Utilization is 30% of your credit score!
“Adding a consumer statement
to your credit file makes a
"If I get one credit bureau to
remove an item from my credit
report, all the other bureaus
will remove it automatically”
“Multiple auto loan inquiries
increase will hurt your score
for each one”
“It will take me seven years to
improve my credit”
Only 11% of companies are using Fico 9 model.
Bankruptcy, Judgment and 4 other accounts deleted 45 days.
July 29th to Sept 16th, 2015 in Account numbers x out for privacy.
Another Client after round 1
But… how does it work?
How to securely access
• Affiliate Username= test@1234
• Affiliate Password= test@123
New Client secure access
• Customer username= test@123
• Customer password= test@123
Web Based Portal
View Clients in Progress
View Status 24/7
King Financial Repair- Contact Information
Contact me with
Best Way to Reach Me is
through your portal or