Look and See How I can help
Available for seminars, presentation, sales meetings
Call 502-689-1001
Published Author - Cert...
Top 11 ways we are different than other Credit Repair Companies-
Avoid the National Companies... Read below to see why..
K...
Louisville’s Only Certified Credit Expert
My Process Explained in Detail
Best way to contact me
Call 502-689-1001
Don’t Take My Word For It...
53 VERIFIABLE REVIEWS
Link to Website and Verified
Reviews
http://www.kingfinancialrepair
.co...
Credit During the “Crunch”
How to Thrive while others are trying to Survive!
American Dream-
Bad Things Happen to good people
March 24, 2006
Some Examples are..
When !
HOW !
The “When” Department
Credit 101
What Makes up this Magical Number
Different Scoring Models
• Fico 9 -Stops the medical collection affect after 2
years
• 58 Different Score Cards
• Transuni...
1. Past Delinquencies…
14
35%
of
Credit Score
Payment History
2. Revolving Debt Ratio…
15
30%
of
Credit Score
King Financial Repair Requires all Clients to Obtain one Credit Card
Or Wo...
3. Average Age of Credit File…
16
15%
of
Credit Score
4. Mix of Credit …
17
10%
of
Credit Score
5. Inquiries…
18
10%
of
Credit Score
Credit Score Components
1. Past Delinquencies
2. Debt Ratio
3. Average Age of File
4. Mix of Credit
5. Inquiries
1 - 35%
2...
100% Accurate
100% VERIFIABLE
Timely
Fair Credit Reporting Act 405- Or it legally and permanently has to be removed!
Credit Myths
"The credit bureaus are
government agencies"
Credit Myths
“Opting out????”
www.OptOutPrescreen.com
Credit Myths
"Checking my own credit
report harms my credit score"
Credit Myths
“My Lender can use the
credit report I obtained
from Annual Credit
Report”
Credit Myths
“Your income makes a
difference in your credit score”
Credit Myths
“FICO scores are locked in for
six months, and that they
change every six months”
Credit Myths
“Too many accounts will hurt,
therefore you must close
accounts.”
Credit Myths
“Paying off an old collection
or charge off will increase your
credit score”
No! You can change the date of l...
Credit Myths
"As long as you pay off your
credit card balances, your
score will go up"
Credit Card Utilization is 30% of y...
Credit Myths
“Adding a consumer statement
to your credit file makes a
difference”
Credit Myths
"If I get one credit bureau to
remove an item from my credit
report, all the other bureaus
will remove it aut...
Credit Myths
“Multiple auto loan inquiries
increase will hurt your score
for each one”
Credit Myths
“It will take me seven years to
improve my credit”
Only 11% of companies are using Fico 9 model.
100% Accurate
100% VERIFIABLE
Timely
Bankruptcy, Judgment and 4 other accounts deleted 45 days.
July 29th to Sept 16th, 2015 in Account numbers x out for priva...
Another Client after round 1
But… how does it work?
Referral Partner
How to securely access
• Affiliate Username= test@1234
• Affiliate Password= test@123
• http://www.kingfi...
New Client secure access
• Customer username= test@123
• Customer password= test@123
• http://www.kingfinancialrepair.com
Web Based Portal
View Clients in Progress
View Status 24/7
Communication
King Financial Repair- Contact Information
Contact me with
Facebook
LinkedIn
Twitter
Best Way to Reach Me is
through your ...
King Financial Repair Process Explained
of 44

King Financial Repair Process Explained

Call 502-689-1001 90 Day Money Back Warranty- You will have repairs or deletions or you will get 100% refund I work on every item every time Certified Credit Expert Published Author "Help Me Fix My Credit Scores"
Published on: Mar 3, 2016
Published in: Economy & Finance      
Source: www.slideshare.net


Transcripts - King Financial Repair Process Explained

  • 1. Look and See How I can help Available for seminars, presentation, sales meetings Call 502-689-1001 Published Author - Certified Credit Expert
  • 2. Top 11 ways we are different than other Credit Repair Companies- Avoid the National Companies... Read below to see why.. King Financial Repair- Louisville Local and not affiliated with a National Company 1-Completely Transparent- to our customers and Referral Partners- You can be updated as little or as much as you would like 2-Julia King- Owner is a Certified Credit Expert 3-If a client does not have positive changes in the first 90 days then full refund of 100% of the fees paid into the program refunded 4-Published Author - Help Me Fix my credit Scores What the credit Bureaus Don't Want you to know 5-We will make sure that you go back to the person that referred you to us. 6-We not only work on the Credit but we educate our customers and referral partners on credit issues 7- If a client does not need Credit Repair and only needs to get accounts added- Rental History or Credit Cards we work with them free of charge 8-We provide with our 299 enrollment package a detailed credit audit mailed to the client after their first round of investigations. If a client needs to go at a lower entry point King Financial Repair has Enrollment starting as low as $197. 9-We do not dispute accounts- We use investigations and the numerous laws to permanently and legally remove accounts. 10-I am available to co-host home buyer seminars, sales meetings, and Credit Education Classes free of charge 11- Discounted 6 month program Enrollment and 6 monthly payments of $147 or $75 per item per bureau if cancel the contract early.
  • 3. Louisville’s Only Certified Credit Expert
  • 4. My Process Explained in Detail Best way to contact me Call 502-689-1001
  • 5. Don’t Take My Word For It... 53 VERIFIABLE REVIEWS Link to Website and Verified Reviews http://www.kingfinancialrepair .com/testimonials Lori Thomas- Stock Yards Bank
  • 6. Credit During the “Crunch” How to Thrive while others are trying to Survive!
  • 7. American Dream- Bad Things Happen to good people
  • 8. March 24, 2006 Some Examples are..
  • 9. When ! HOW !
  • 10. The “When” Department
  • 11. Credit 101 What Makes up this Magical Number
  • 12. Different Scoring Models • Fico 9 -Stops the medical collection affect after 2 years • 58 Different Score Cards • Transunion, Equifax, Experian, Vantage Scores • Different Scorecards – Mortgage – Credit Card – Auto
  • 13. 1. Past Delinquencies… 14 35% of Credit Score Payment History
  • 14. 2. Revolving Debt Ratio… 15 30% of Credit Score King Financial Repair Requires all Clients to Obtain one Credit Card Or Work towards below 30% Utilization
  • 15. 3. Average Age of Credit File… 16 15% of Credit Score
  • 16. 4. Mix of Credit … 17 10% of Credit Score
  • 17. 5. Inquiries… 18 10% of Credit Score
  • 18. Credit Score Components 1. Past Delinquencies 2. Debt Ratio 3. Average Age of File 4. Mix of Credit 5. Inquiries 1 - 35% 2 - 30% 3 - 15% 4 - 10% 5 - 10%
  • 19. 100% Accurate 100% VERIFIABLE Timely Fair Credit Reporting Act 405- Or it legally and permanently has to be removed!
  • 20. Credit Myths "The credit bureaus are government agencies"
  • 21. Credit Myths “Opting out????” www.OptOutPrescreen.com
  • 22. Credit Myths "Checking my own credit report harms my credit score"
  • 23. Credit Myths “My Lender can use the credit report I obtained from Annual Credit Report”
  • 24. Credit Myths “Your income makes a difference in your credit score”
  • 25. Credit Myths “FICO scores are locked in for six months, and that they change every six months”
  • 26. Credit Myths “Too many accounts will hurt, therefore you must close accounts.”
  • 27. Credit Myths “Paying off an old collection or charge off will increase your credit score” No! You can change the date of last activity! Making it look newer and hurting the credit score!
  • 28. Credit Myths "As long as you pay off your credit card balances, your score will go up" Credit Card Utilization is 30% of your credit score!
  • 29. Credit Myths “Adding a consumer statement to your credit file makes a difference”
  • 30. Credit Myths "If I get one credit bureau to remove an item from my credit report, all the other bureaus will remove it automatically”
  • 31. Credit Myths “Multiple auto loan inquiries increase will hurt your score for each one”
  • 32. Credit Myths “It will take me seven years to improve my credit” Only 11% of companies are using Fico 9 model.
  • 33. 100% Accurate 100% VERIFIABLE Timely
  • 34. Bankruptcy, Judgment and 4 other accounts deleted 45 days. July 29th to Sept 16th, 2015 in Account numbers x out for privacy.
  • 35. Another Client after round 1
  • 36. But… how does it work?
  • 37. Referral Partner How to securely access • Affiliate Username= test@1234 • Affiliate Password= test@123 • http://www.kingfinancialrepair.com
  • 38. New Client secure access • Customer username= test@123 • Customer password= test@123 • http://www.kingfinancialrepair.com
  • 39. Web Based Portal
  • 40. View Clients in Progress
  • 41. View Status 24/7
  • 42. Communication
  • 43. King Financial Repair- Contact Information Contact me with Facebook LinkedIn Twitter Best Way to Reach Me is through your portal or Call 502-689-1001

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