Naeem Insha
PERSONAL INFORMATION
 Address: Jebel Ali Dubai United Arab Emirates.
 Mobile#: +971-56-409-7416 : +971-55-86...
 Monitor bank vaults to ensure cash balances are correct.
 Order a supply of cash to meet daily needs.
 Sort and file d...
Branch Officer(Cash dealing,Creditcard,Businessloan,Mortgage loan,Personalloan Auto loan)
At Habib BankLtd.Pakistan – Sinc...
 Securely transferred Bank's excessive CASH to Main branch of the city with Security Escort.
 Generating cash deposits f...
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naeem insha cash and compliance reume

Published on: Mar 3, 2016
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Transcripts - naeem insha cash and compliance reume

  • 1. Naeem Insha PERSONAL INFORMATION  Address: Jebel Ali Dubai United Arab Emirates.  Mobile#: +971-56-409-7416 : +971-55-869-6209  Email Address: naeem.insha@gmail.com :Naeem.insha@iclouds.com  Nationality:Pakistani PROFESSIONAL EXPERIENCE: TEAM LEADER FOR CASH TELLER TEAM At G4S RASHIDIYA CASH SERVICES OFFICE: PROJECTS: HSBC DUBAI, CITI BANK (PCM, ATM & CDM), ADIB ADNOC SHARJAH, RAK, FUJAIRAH,MESHREQ BANK DUBAI CUSTOM GOVT CASH COLLECTIONS. SENIOR CASH TELLER At G4S RASHIDIYA CASHSERVICES OFFICE – Since JANUARY 2013 to present  Responsibilities:  Balance currency,coin, and checksin cash drawers at ends of shifts, and calculatedaily transactions using computers, calculators, or adding machines.  Cash checks and pay out money after verifying that signatures are correct,that written and numerical amounts agree, and that accounts have sufficientfunds.  Receive checksand cash for deposit, verify amounts, and checkaccuracy of deposit slips. Examine checksfor endorsements and to verify other information such as dates, bank names, identification of the persons receiving payments and the legality of the documents.  Enter customers' transactions into computers in order to record transactions and issue computer- generated receipts.  Count currency,coins, and checks received, by hand or using currency-countingmachine, in order to prepare them fordeposit or shipment to branch banks or the Federal Reserve Bank. 7) Identify transaction mistakes when debits and credits do not balance. Prepare and verify cashier's checks. Arrange monies received in cash boxes and coin dispensers according to denomination.  Process transactions such as term deposits, retirement savings plan contributions, automated teller transactions, night deposits, and mail deposits.  Receive mortgage, loan, or public utility bill payments, verifying payment dates and amounts due. Resolve problems or discrepancies concerning customers' accounts.  Explain, promote, or sell products or services such as travelers' checks, savings bonds, money orders, and cashier's checks, using computerized information about customers to tailor recommendations.  Performclerical tasks such as typing, filing, and microfilmphotography.
  • 2.  Monitor bank vaults to ensure cash balances are correct.  Order a supply of cash to meet daily needs.  Sort and file deposit slips and checks.  Receive and countdaily inventories of cash, drafts, and travelers' checks.  Process and maintain records of customer loans.  Count, verify,and post armored cardeposits.  Carry out special services for customers, such as ordering bank cards and checks.  Compute financial fees, interest, and service charges. Obtain and process information required forthe provision of services, such as opening accounts,savings plans, and purchasing bonds.  Compose, type, and mail customer statements and other correspondence related to issues such as discrepancies and outstanding unpaid items.  Issue checksto bond owners in settlement of transactions.  Inform customers about foreign currency regulations, and compute transaction fees for currency exchanges.  Quote unit exchange rates, followingdaily international rate sheets or computer displays. Prepare workschedules for staff.  Follow Central bank instructions regarding money laundering.  Detection of fake notes and follow the SOP designed by the CENTRAL BANK.  Verify the real identity of their Clients at all times, in this regard, it is mandatory to execute:  CDD (Customer Due Diligence).  KYC (Know Your Client).  DRK (Details Record Keeping).  Sent weekly reports to banks about any big and unusual and suspicious transactions for investigation in compliance with the central bank procedures.
  • 3. Branch Officer(Cash dealing,Creditcard,Businessloan,Mortgage loan,Personalloan Auto loan) At Habib BankLtd.Pakistan – SinceMarch2012tillDecember 2012  Responsibilities  Deliver budgeted regional sales target and increase sales productivity.  Segment focus,customer focus needs-based selling.  Deepen customer relationship penetration through multi-product selling or bundles around anchor product.  Drive and monitor regional sales strategies, create sales opportunities, evaluate effectiveness.  Build and manage relationship with business partners / intermediaries / channels.  Focus on anchored product(secured/unsecured/credit card/business/personal/ auto loan) with bundling, mainly focused on outbound activities.  Can take referral support for business as per laid downprocess.  Focus on cross-sell opportunities as mandated.  Responsible forpan India business from the assigned channel.  Worked in CASH DEPERTMENT (Workedasa cashier).  Help and Manage Bank's excess Cash transferred to main Branch of the city with a Security escort.  Collection and Recovery of bank Debts.  Ensured that Loan Agreements were met on time in accordanceto Bank' policy.  Identify Potential Markets to develop prospects of loans.  Generating Bank Deposits.  Maintain a strong and healthy relation withthe Bank customers.  KYC data base (Know your customer completely)  Investigate any suspicious transaction recorded by the bank and provide the final findings.  Organize training and seminars for the awareness on MONEY LAUNDERINGAND ANTI MONEY LAUDERING.  Select random customers and visit their workpremises to ensure that all the practices are legal and with in the parameters of legal trade activities.  Make sure that, all the staff followedthe CENTRAL BANK MLP & AML PROCEDUREStoachieve the goal set by the COMPLIANCE DEPARTMENT.  Making sure all the banking legal practices followedby all staff. CASH TELLER At NIBBank Ltd. PAKISTAN--March2008tillFEBRUARY2012  Responsibilities  Worked As CASHIER2.6 YEARS.  Balance currency,coin, and checksin cash drawers at ends of shifts, and calculatedaily transactions using computers, calculators, or adding machines.  Cash checks and pay out money after verifying that signatures are correct,that written and numerical amounts agree, and that accounts have sufficient funds.  Receive checksand cash for deposit, verify amounts, and checkaccuracy of deposit slips. Examine checksfor endorsements and to verify other information such as dates, bank names, identification of the persons receiving payments and the legality of the documents.
  • 4.  Securely transferred Bank's excessive CASH to Main branch of the city with Security Escort.  Generating cash deposits forBank fromPotential Markets.  Providecash services to Disabled and Old age citizens at their door steps.  Maintain a strong and healthy relation withbank customers.  Deliver budgeted regional sales target and increase sales productivity.  Segment focus,customer focus needs-based selling.  Deepen customer relationship penetration through multi-product selling or bundles around anchor product.  Drive and monitor regional sales strategies, create sales opportunities, evaluate effectiveness.  Build and manage relationship with business partners / intermediaries / channels. Work as fraud and risk management officer (compliance officer) MAJOR ACHIEVEMENTS  Work as a liaison between the bank and regulatory agencies regarding compliance matters and investigations  Prepare and evaluate regular suspicious-activity reports  Study new banking products and services to evaluate risk  Inform and advise the senior management regarding proposed and pending regulatory changes  Update regulations and communicate the same to bank staff  Administer matters relating to codes of conduct, the Bank Secrecy Act (BSA), anti-money laundering (AML) regulations, and terrorist-financing activities  Prepare training materials for anti-money laundering efforts  Skywalker professional certified by G4S 2015. (CASH PROCESSING SOFTWARE)  Basic Security Course G4S DUBAI (UAE).  DDPS Department of protective system, Dubai.(EXAM TOPPER)  CTC Department of Fraud & Risk management, Islamabad (Certified by FMG NIB BANK LTD. ).  Member of the Fraud & Management Team at NIB Bank Ltd. PROFESSIONAL TRAININGS:  Power of Leadership – October’2011  Effective Business Writing and Presentation – December’2011  Internal Controls self-audit training – November’2012  Negotiation & Conflict Management – May 2012 SKILLS:  Exceptional communication and presentation skills.  Strong capability of building diverse collaborative relationships.  Capable of timely decision making and issue resolution.  Capable of leading, as well as being a team player. EDUCATION:  Masters of Business Administrations from IQBAL MORDERN BUSINESS SCHOOL , AIOU with Finance,Banking,HumanResource,Corporatefinance, BusinessPolicy & Strategy marketing,Project management,Auditing,Majorand CGPA of 3.0

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