Original Text:
»‫اﻷﻫﻠﻲ‬«‫ﻳﺮﺻﺪ‬3‫اﻟﻌﻘﺎري‬ ‫ﻟﻠﺘﻤﻮﻳﻞ‬ ‫ﻛﺰي‬‫اﻟﻤﺮ‬ ‫ﻟﻤﺒﺎدرة‬ ‫ﺟﻨﻴﻪ‬ ‫ات‬‫ر‬‫ﻣﻠﻴﺎ‬
‫اﳌﺼﺮي‬ ‫اﻷﻫﻠﻲ‬ ‫اﻟﺒﻨﻚ‬ ‫وﻗﻊ...
TRANSLATION:
National Bank made 3 billion pounds for the central Bank initiative of real
estate finance
National Bank sign...
family (spouse and underage children) should not have Obtained a subsidized
housing units before.
He added that the paymen...
of 3

National Bank made 3 billion pounds for the central Bank initiative of real estate finance

Published on: Mar 3, 2016
Source: www.slideshare.net


Transcripts - National Bank made 3 billion pounds for the central Bank initiative of real estate finance

  • 1. Original Text: »‫اﻷﻫﻠﻲ‬«‫ﻳﺮﺻﺪ‬3‫اﻟﻌﻘﺎري‬ ‫ﻟﻠﺘﻤﻮﻳﻞ‬ ‫ﻛﺰي‬‫اﻟﻤﺮ‬ ‫ﻟﻤﺒﺎدرة‬ ‫ﺟﻨﻴﻪ‬ ‫ات‬‫ر‬‫ﻣﻠﻴﺎ‬ ‫اﳌﺼﺮي‬ ‫اﻷﻫﻠﻲ‬ ‫اﻟﺒﻨﻚ‬ ‫وﻗﻊ‬ ،‫اﳌﺎﺿﻲ‬ ‫ﻣﺎﻳﻮ‬ ‫ﺷﻬﺮ‬ ‫ﺧﻼل‬ ‫اﳌﺼﺮي‬ ‫ﻛﺰي‬‫اﳌﺮ‬ ‫اﻟﺒﻨﻚ‬ ‫أﻃﻠﻘﻬﺎ‬ ‫اﻟﱵ‬ ‫اﻟﻌﻘﺎري‬ ‫اﻟﺘﻤﻮﻳﻞ‬ ‫ﳌﺒﺎدرة‬ ً‫ﻼ‬‫ﺗﻔﻌﻴ‬ ‫اﻟﻌﻘﺎري‬ ‫اﻟﺘﻤﻮﻳﻞ‬ ‫ﺑﻨﻈﺎم‬ ‫ﺳﻜﻨﻴﺔ‬ ‫وﺣﺪات‬ ‫اء‬‫ﺮ‬‫ﺷ‬ ‫ﻟﺘﻤﻮﻳﻞ‬ ‫ﻳﺔ‬‫ر‬‫اﻟﻌﻘﺎ‬ ‫ﻛﺔ‬‫ﺷﺮ‬ ‫ﻣﻊ‬ ‫ﺗﻌﺎون‬ ‫ﻛﻮل‬‫ﺑﺮوﺗﻮ‬.‫وذﻟﻚ‬‫ﻣﻦ‬ ‫اد‬‫ﺮ‬‫ﻟﻸﻓ‬ ‫ﲤﻮﻳﻞ‬ ‫ﺗﻘﺪﱘ‬ ‫ﺪف‬ ‫اﻟﺘﻤﻮﻳﻞ‬ ‫ﻫﺬا‬ ‫ﻣﻦ‬ ‫وﻳﺴﺘﻔﻴﺪ‬ ،‫ﺳﻜﻨﻴﺔ‬ ‫وﺣﺪات‬ ‫ﳝﻠﻜﻮن‬ ‫ﻻ‬ ‫اﻟﺬﻳﻦ‬ ‫اﳊﺮة‬ ‫اﳌﻬﻦ‬ ‫أﺻﺤﺎب‬‫و‬ ‫ﻳﺔ‬‫ر‬‫اﻟﺘﺠﺎ‬ ‫اﻷﻧﺸﻄﺔ‬ ‫أﺻﺤﺎب‬‫و‬ ‫اﳌﻮﻇﻔﲔ‬ ‫ﻗﺪرﻩ‬ ‫ﻣﺪﻳﻦ‬ ‫ﻋﺎﺋﺪ‬ ‫ﺑﺴﻌﺮ‬ ‫اﻟﺘﻤﻮﻳﻞ‬ ‫ﻋﻠﻰ‬ ‫اﳊﺼﻮل‬ ‫ﳍﻢ‬ ‫ﻳﺘﻴﺢ‬ ‫إﻧﻪ‬ ‫ﺣﻴﺚ‬ ،‫اﻟﺪﺧﻞ‬ ‫ﻣﺘﻮﺳﻄﻮ‬ ‫اد‬‫ﺮ‬‫اﻷﻓ‬8%‫ﺳﻜﻨﻴﺔ‬ ‫وﺣﺪات‬ ‫اء‬‫ﺮ‬‫ﻟﺸ‬ ‫ﺳﻨﻮﻳﺎ‬. ‫ﻫﺸﺎ‬ ‫اﻟﺘﻮﻗﻴﻊ‬ ‫ﺣﻀﺮ‬ ‫و‬‫اﳌﺼﺮﻓﻴﺔ‬ ‫ﺋﺔ‬‫ﺰ‬‫اﻟﺘﺠ‬‫و‬ ‫اﻟﻔﺮوع‬ ‫ﳎﻤﻮﻋﺔ‬ ‫ﺋﻴﺲ‬‫ر‬ ،‫ﺣﺠﺎزي‬ ‫وﺣﺎزم‬ ،‫اﳌﺼﺮي‬ ‫اﻷﻫﻠﻲ‬ ‫إدارة‬ ‫ﳎﻠﺲ‬ ‫ﺋﻴﺲ‬‫ر‬ ،‫ﻋﻜﺎﺷﺔ‬ ‫م‬ ‫ﻛﺔ‬‫ﺷﺮ‬ ‫إدارة‬ ‫ﳎﻠﺲ‬ ‫ﺋﻴﺲ‬‫ر‬ ‫ﻧﺎﺋﺐ‬ ،‫ﺷﺘﺎ‬ ‫وﺧﺎﻟﺪ‬ ،‫ﺑﺎﻟﺒﻨﻚ‬IGI‫ﻟﻴﺔ‬‫و‬‫اﻟﺪ‬ ‫ﻟﻠﻤﺠﻤﻮﻋﺔ‬ ‫اﳌﻨﺘﺪب‬ ‫اﻟﻌﻀﻮ‬ ،‫ﳐﺘﺎر‬ ‫وﻧﺎﺟﻲ‬ ،‫ﻳﺔ‬‫ر‬‫اﻟﻌﻘﺎ‬ ‫ﻟﻼﺳﺘﺜﻤﺎر‬)IGI.( ‫رﺻﺪ‬ ‫اﻷﻫﻠﻲ‬ ‫اﻟﺒﻨﻚ‬ ‫أن‬ ‫ﺑﺎﻟﺬﻛﺮ‬ ‫اﳉﺪﻳﺮ‬3‫ﺟﻨ‬ ‫ات‬‫ر‬‫ﻣﻠﻴﺎ‬‫ﻣﻨﻄﻠﻖ‬ ‫ﻣﻦ‬ ‫ﻓﻴﻬﺎ‬ ‫ﺷﺎرك‬ ‫اﻟﱵ‬ ‫اﻟﻌﻘﺎري‬ ‫اﻟﺘﻤﻮﻳﻞ‬ ‫ﳌﺒﺎدرة‬ ‫أوﱃ‬ ‫ﻛﻤﺮﺣﻠﺔ‬ ‫ﻴﻪ‬ ‫وﻣﺘﻮﺳﻄﻲ‬ ‫ﶈﺪودي‬ ‫ﺗﻘﺎم‬ ‫اﻟﱵ‬‫و‬ ،‫ﻟﻠﺮﻫﻦ‬ ‫ﻗﺎﺑﻠﺔ‬ ‫ﻗﺎﺋﻤﺔ‬ ‫ﺳﻜﻨﻴﺔ‬ ‫وﺣﺪات‬ ‫اء‬‫ﺮ‬‫ﺷ‬ ‫ﲤﻮﻳﻞ‬ ‫ﺪف‬ ،‫ﻛﺰي‬‫اﳌﺮ‬ ‫اﻟﺒﻨﻚ‬ ‫ﳏﺎﻓﻆ‬ ‫ﳌﺒﺎدرة‬ ‫اﻻﺳﺘﺠﺎﺑﺔ‬ ‫ﻳﺔ‬‫ر‬‫اﳉﻤﻬﻮ‬ ‫ﻣﺴﺘﻮى‬ ‫ﻋﻠﻰ‬ ‫اﻟﺪﺧﻞ‬. ‫ﻟﻮﻳﺎﺗ‬‫و‬‫أ‬ ‫ﺿﻤﻦ‬ ‫داﺋﻤﺎ‬ ‫ﻳﻀﻊ‬ ‫اﻷﻫﻠﻲ‬ ‫اﻟﺒﻨﻚ‬ ‫إن‬ ‫ﺣﺠﺎزي‬ ‫ﺣﺎزم‬ ‫وﻗﺎل‬‫اﻟﻌﻘﺎري‬ ‫اﻟﺘﻤﻮﻳﻞ‬ ‫ﳎﺎل‬ ‫ﰲ‬ ‫ﻟﺔ‬‫و‬‫ﻟﻠﺪ‬ ‫اﻟﻌﺎﻣﺔ‬ ‫اﻟﺴﻴﺎﺳﺎت‬ ‫ﺗﻨﻔﻴﺬ‬ ‫ﻪ‬ ‫اﺋﺢ‬‫ﺮ‬‫ﺷ‬ ‫ﲨﻴﻊ‬ ‫وﻣﺴﺎﻧﺪة‬ ‫ﺗﺸﺠﻴﻊ‬ ‫ﻋﻠﻰ‬ ً‫ﺎ‬‫إﳚﺎﺑﻴ‬ ‫ﻳﻨﻌﻜﺲ‬ ‫ﲟﺎ‬ ‫ﺑﺎﳉﻤﺎﻫﲑ‬ ‫ﺗﺒﻄﺔ‬‫ﺮ‬‫اﳌ‬ ‫اﻟﺼﻨﺎﻋﺎت‬ ‫أﻛﺜﺮ‬ ‫ﻣﻦ‬ ‫ﺗﻌﺪ‬ ‫اﻟﻌﻘﺎر‬ ‫ﺻﻨﺎﻋﺔ‬ ‫أن‬ ‫ﺑﺎﻋﺘﺒﺎر‬ ‫اﻻﻗﺘﺼ‬ ‫اﻟﺘﻨﻤﻴﺔ‬ ‫ﻋﺠﻠﺔ‬ ‫ﻟﺪﻓﻊ‬ ‫ا‬‫ﺮ‬‫ﻣﺆﺛ‬ ‫ﻋﺎﻣﻼ‬ ‫أﻳﻀﺎ‬ ‫ﺗﻌﺪ‬ ‫اﻟﺼﻨﺎﻋﺔ‬ ‫ﻫﺬﻩ‬ ‫أن‬ ‫ﻛﻤﺎ‬ ،‫ﺎ‬‫ﻣﺘﻄﻠﺒﺎ‬ ‫ﻛﻞ‬ ‫ﰲ‬ ‫ﺘﻤﻊ‬‫ا‬‫ﺳﻌﺮ‬ ‫اﳔﻔﺎض‬ ‫وﻳﺄﰐ‬ ،‫ﺎدﻳﺔ‬ ‫ﳏﺪودي‬ ‫وﻣﻦ‬ ‫اﳌﻮﻇﻔﲔ‬ ‫ﻣﻦ‬ ‫اد‬‫ﺮ‬‫اﻷﻓ‬ ‫اﻟﻌﻤﻼء‬ ‫ﻟﺸﺮﳛﺔ‬ ‫اﳌﻨﺘﺞ‬ ‫ﺗﻘﺪﱘ‬ ‫ﺪف‬ ‫ﻋﺎﻣﺎ‬ ‫ﻳﻦ‬‫ﺮ‬‫ﻋﺸ‬ ‫إﱃ‬ ‫ﺗﺼﻞ‬ ‫اﻟﱵ‬ ‫اﻟﺴﺪاد‬ ‫ﻣﺪة‬ ‫وﻃﻮل‬ ‫اﻟﻌﺎﺋﺪ‬ ‫ﳛﺘﺎﺟﻮن‬ ‫اﻟﱵ‬ ‫اﻟﺴﻜﻨﻴﺔ‬ ‫اﻟﻮﺣﺪات‬ ‫ﻋﻠﻰ‬ ‫اﳊﺼﻮل‬ ‫ﳍﻢ‬ ‫ﻟﺘﺘﻴﺢ‬‫و‬ ‫اﳊﺮة‬ ‫اﳌﻬﻦ‬ ‫أﺻﺤﺎب‬‫و‬ ‫ﻳﺔ‬‫ر‬‫اﻟﺘﺠﺎ‬ ‫اﻷﻧﺸﻄﺔ‬ ‫أﺻﺤﺎب‬‫و‬ ‫اﻟﺪﺧﻞ‬ ‫وﻣﺘﻮﺳﻄﻲ‬ ‫ﻣﻴﺴﺮ‬ ‫ﺑﺸﺮوط‬ ‫ﳍﺎ‬‫ﻢ‬‫ا‬‫ر‬‫ﻗﺪ‬ ‫ﻣﻊ‬ ‫ﺗﺘﻨﺎﺳﺐ‬ ‫ة‬. ‫ﻛﺔ‬‫ﺷﺮ‬ ‫إدارة‬ ‫ﳎﻠﺲ‬ ‫ﺋﻴﺲ‬‫ر‬ ‫ﻧﺎﺋﺐ‬ ،‫ﺷﺘﺎ‬ ‫ﺧﺎﻟﺪ‬ ‫وﻗﺎل‬IGI‫اﻟﱵ‬ ‫ﻛﺰي‬‫اﳌﺮ‬ ‫اﻟﺒﻨﻚ‬ ‫ﻣﺒﺎدرة‬ ‫ﺿﻤﻦ‬ ‫ﲤﻮﻳﻠﻬﺎ‬ ‫ﻳﺘﻢ‬ ‫اﻟﺴﻜﻨﻴﺔ‬ ‫اﻟﻮﺣﺪات‬ ‫إن‬ ، ‫اﻟﻐﺮض‬ ‫ﳍﺬا‬ ‫ﺟﻨﻴﻪ‬ ‫ات‬‫ر‬‫ﻣﻠﻴﺎ‬ ‫ﻋﺸﺮة‬ ‫أﺗﺎﺣﺖ‬. ‫ﻋﻦ‬ ‫اﻟﺸﻬﺮي‬ ‫اﻷﺳﺮة‬ ‫دﺧﻞ‬ ‫ﻳﺘﺠﺎوز‬ ‫أﻻ‬ ‫ﺗﺸﻤﻞ‬ ‫اﻟﻮﺣﺪات‬ ‫ﻫﺬﻩ‬ ‫ﻋﻠﻰ‬ ‫اﳊﺼﻮل‬ ‫ﺷﺮوط‬ ‫أن‬ ‫أﺿﺎف‬‫و‬10‫اﻟﺴ‬‫و‬ ‫ﺟﻨﻴﻪ‬ ‫آﻻف‬‫ﻋﻦ‬ ‫ﻨﻮي‬ 120‫ﺗﻪ‬‫ﺮ‬‫أﺳ‬ ‫أو‬ ‫ﻟﻠﻤﺘﻘﺪم‬ ‫ﺳﺒﻖ‬ ‫ﻗﺪ‬ ‫ﻳﻜﻮن‬ ‫أﻻ‬‫و‬ ،‫ﺟﻨﻴﻪ‬ ‫أﻟﻒ‬)‫اﻟﻘﺼﺮ‬ ‫اﻷوﻻد‬‫و‬ ‫اﻟﺰوﺟﺔ‬‫و‬ ‫اﻟﺰوج‬(‫وﺣﺪات‬ ‫ﻋﻠﻰ‬ ‫ﻗﺒﻞ‬ ‫ﻣﻦ‬ ‫اﳊﺼﻮل‬ ‫ﻣﺪﻋﻤﺔ‬ ‫ﺳﻜﻨﻴﺔ‬. ‫ﻋﻦ‬ ‫ﻳﻘﻞ‬ ‫ﻻ‬ ‫ﻣﺎ‬ ‫ﺳﺪاد‬ ‫ﺗﺘﻀﻤﻦ‬ ‫اﻟﺪﻓﻊ‬ ‫ﺷﺮوط‬ ‫أن‬ ‫إﱃ‬ ‫ﺷﺘﺎ‬ ‫أﺷﺎر‬‫و‬20%‫ﲝﺪ‬ ‫ﻳﺔ‬‫ﺮ‬‫ﺷﻬ‬ ‫أﻗﺴﺎط‬ ‫ﻋﻠﻰ‬ ‫ﻳﺴﺪد‬ ‫اﻟﺒﺎﻗﻲ‬‫و‬ ‫اﻟﻮﺣﺪة‬ ‫ﻗﻴﻤﺔ‬ ‫ﻣﻦ‬ ‫أﻗﺼﻰ‬20‫ﻣ‬ ‫ﻣﺪﻋﻤﺔ‬ ‫ﺑﻔﺎﺋﺪة‬ ً‫ﺎ‬‫ﻋﺎﻣ‬‫ﺘﻨﺎﻗﺼﺔ‬8%‫ﻋﺎم‬ ‫ﻣﻦ‬ ‫أﻗﻞ‬ ‫ﺧﻼل‬ ‫اﻟﻮﺣﺪات‬ ‫ﺗﺴﻠﻴﻢ‬ ‫ﺳﻴﺘﻢ‬ ‫أﻧﻪ‬ ‫أوﺿﺢ‬‫و‬ ،IGI.
  • 2. TRANSLATION: National Bank made 3 billion pounds for the central Bank initiative of real estate finance National Bank signs Cooperation Protocol with The Real Estate Company to fund the purchase of residential units through Mortgage Finance System. This protocol was part of the activation of the Mortgage Initiative which was launched last May. This initiative aims at funding employees, business owners, and self employed individuals in addition to individuals with middle income to purchase their own residential units while providing them with the funding with the price of return of 8% annually. The signing was attended by the chairman of National bank Hisham Okasha, Chairman of the Group branch banking and retail Hazem Hegazy, Vice Chairman of IGI Real Estate Company Khaled Sheta, and Nagy Mokhtar, managing director of the International Investment Group (IGI). It is also worth mentioning that the National Bank Collected 3 Billion Egyptian pounds as part of the first phase of the Real-estate funding initiative. The bank participated as a response to the governor of the Central Bank initiative to encourage financing the purchase of mortgage able housing units, which will be targeting low-and middle-income level individuals throughout the country. Mr. Hazem Hegazy also stated that one of The National Bank priorities is the implementation of the state policy in the field of real estate financing. Considering that the Real estate industry is one of the more masses associated industries. The industry also has a positive impact on the promotion and helping all segments of society in meeting their requirements. The real estate industry is also a factor in promoting economic development. He Also stated, that the decrease in the interest rate and the increase of the repayment period of up to twenty years helped in providing the opportunity to a segment that includes employees, low-and middle-income homeowners and business owners and self-employed. This allowed them to acquire residential units with conditions that fit their means. Khaled Sheta, Vice Chairman of IGI Company, stated that the housing units are funded under the initiative of the central bank, which allocated ten billion pounds for this purpose He also added that the only condition for getting one of those units is that the family income should not exceed 10 thousand pounds monthly and 120 thousand pounds annually. It is also required that the applicant or the applicant’s immediate
  • 3. family (spouse and underage children) should not have Obtained a subsidized housing units before. He added that the payment terms include payment of at least 20% of the value of the unit and the rest in monthly installments to be paid over a maximum of 20 years, supported by declining interest rate of 8%, and explained that the units will be delivered in less than a year.

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